Posted at: 10/01/2013 7:28 AM
Updated at: 10/01/2013 1:35 PM
By: Nikki Ibarra, KOB Eyewitness News 4
There are a lot of questions in New Mexico about the new health insurance marketplaces, but there's a state run website that can help you with all of that.
All you have to do is go to www.bewellnm.com, which is the New Mexico Health Insurance Exchange website. The site will allow you to compare what your affordable insurance is to Blue Cross Blue Shield, Lovelace, New Mexico Health Connections and Presbyterian.
You have the option to shop for a better deal, even if you already have health insurance.
There are also different categories of insurance you could get depending on what coverage you want: Bronze, silver, gold and platinum.
One viewer asked KOB Eyewitness News 4 what would happen if a family of four chose not to buy insurance. Marlene Baca with Lovelace Health Plan said, "The penalty once again in 2014 would be $95 for the uninsured adult, $47.50 per child or 1 percent of their household income. Later on in years to come, that does increase, where in 2016 the penalty would be $695 per adult or 2.5 percent of the household income."
Individuals in New Mexico are expected to pay an average of $282 a month. If you sign up by Dec. 1, you will get that coverage on Jan. 1, 2014.
Interactive: Understanding the Affordable Care Act