5 Things to Know for Feb. 1 Enrollment Through MNsure

Updated: 01/14/2014 4:27 PM KSTP.com By: Megan Stewart

With a new round of deadlines approaching for Feb. 1 health plan coverage through MNsure, the organization addressed a few frequently asked questions.

Individuals using MNsure to find new coverage effective Feb. 1, 2014, must enroll and make a payment by 5:00 p.m. on Jan. 15, 2014.2.

The Jan. 15 deadline does not apply to Medical Assistance or MinnesotaCare. For Medical Assistance, individuals will be covered for the entire month in which they apply. For MinnesotaCare, individuals will have until Jan. 31 to apply for coverage effective Feb. 1. Premium invoices for MinnesotaCare are still delayed. Once the MinnesotaCare premium bill is received, the client should pay it as soon as possible.

For those seeking coverage that starts Feb. 1, online payments must be made by 5 p.m. on Jan. 15, 2014. Other forms of payment must be received by MNsure (PO Box 64832; St. Paul, MN 55164-0832) or the health plan by close of business on Wednesday, Jan. 15, 2014.

Customers are strongly encouraged to pay online on the same MNsure marketplace where they select and enroll in coverage. Online payment can be done by credit card or another form of electronic payment such as an e-check, debit card or electronic transfer from a bank account. As an alternative, customers can make manual (off-line) payments in person at the Minnesota Department of Human Services Cashier’s Office at 540 Cedar Street, St. Paul MN 55155. They accept check, money order, and cash payments with invoice. (Be sure to include your MNsure ID on your check. Cash payments must be exact amounts; they cannot make change.) The DHS Cashier’s Office is open Monday through Friday, 8 a.m. to 6 p.m.
It is important to keep in mind that in order for coverage to be effective February 1, manual payments must be received by close of business on Wednesday, Jan. 15, 2014.

While the deadline for Feb. 1 coverage is Jan. 15, the MNsure open enrollment period will continue through March 31, 2014. Enrollment and payment for March 1 coverage must occur by Feb. 15, and enrollment and payment for April 1 coverage must occur by March 15.  Those who enroll after March 15 and before the end of open enrollment on March 31 will have coverage effective May 1. Those who do not enroll and do not have health insurance coverage through another source face potential tax penalties under the federal Affordable Care Act.  Any Minnesotans seeking better and more affordable health insurance are invited to check out the options at MNsure.org.